• Mon - Sat 8.00 - 18.00
  • 561 Pleasant St, Dartmouth, NS B2W 4L9
  • (902) 706-4990

Bad Credit Car Loans St. John's NL: Find a Great Deal

If you are in the market for a pre-owned car, truck, or SUV in superb condition, look no further! At 902 Auto Sales in St. John’s, we have a broad selection of new and pre-owned vehicles from all major brands at competitive prices. Whether you are looking at a Nissan Rogue, a Dodge Ram, or a BMW 3 series, we are committed to giving you superior offers at an affordable price.

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How We Work

Bad Credit or No Credit? Get Preapproved for Your Auto Loan in Minutes!

When you shop for a pre-owned vehicle with 902 Auto Sales, you won’t have to worry about the stress and high prices. We take the hassle out of the process and make it quick and easy. Just browse our dealer inventory, fill out our simple application, and you could test-drive your chosen vehicle today! Our dedicated sales and services staff will ensure that you get a quality pre-owned car, truck, or SUV at a fair price.

Our goal is to finance vehicles for everyone, regardless of credit status or life situation. If your life has changed–you have recently graduated, just moved to Canada, or suddenly have a low income–it doesn’t matter. We will work with you if you have missed payments, bills in collection, or damaged credit due to divorce or illness. Just fill out the information in our pre-approval quiz, get in touch, and our experts will help you with all the details.

The process is simple:

  1. Please fill out our easy application form.
  2. Talk to one of our consultants. If you send an email, a representative will be in touch shortly.
  3. We’ll work with you to find suitable financing offers.

To get started, please contact us today using our contact form, giving us a call at (902) 706-4990, or sending us an email.

USED car dealerships NL
USED car dealerships NL

What If I Have a Low Credit Score?

If you have bad credit, you might think you can’t get a loan for a pre-owned vehicle. But don’t worry, because our team has the expertise and financial affiliations to help you not only get financing but a low interest rate, too. Usually, we can get our customers pre-approved quickly for an auto loan with a good APR.

At 902 Auto Sales, we stand apart from most dealerships and websites in Newfoundland and Labrador. Even if you have unstable income, unpaid debts, or negative credit history, our expert consultants will be able to get you approved for a vehicle loan in almost all cases.

Serving Atlantic Canada

We have served Newfoundland and Labrador, as well as the Maritimes, since 2002, including St. John’s, Mount Pearl, Grand Falls-Windsor, the Annapolis Valley, Dartmouth, and New Brunswick. We want to be your pre-owned vehicle dealer of choice. Our business goal is to see each of our customers have a satisfying buying experience and drive away happy in a vehicle in great condition.

At 902 Auto Sales, we value our good name and reputation as the dealership with the best service and vehicles in Newfoundland and Labrador. We want to make sure you get the quality vehicle, price, and payment plan that are right for you. You’ll find that every part of the process is transparent — we don’t run hollow promotions, and we insert no hidden clauses that bump up prices on our cars. Call us today at (902) 706-4990, visit our St. John’s showroom, or check out our free delivery options.

Our Inventory

Our Newfoundland inventory of vehicles includes a wide variety of makes and models, such as:

  • Chevrolet
  • Chrysler
  • Dodge
  • Ford
  • Honda
  • Hyundai
  • Jeep
  • Kia
  • Mazda
  • Mercedes-Benz
  • Mitsubishi
  • Nissan
  • Toyota
  • Volkswagen
  • Volvo

Whether you need a reliable daily driver like a Honda Accord, a tough truck, or a pre-owned SUV, you’ll find the vehicle you want here at a reasonable price. Many late-model cars, trucks, and SUVs are still under warranty! And if somehow the model you want isn’t in our inventory, that can change — just let us know, and we will get it for you. Please email us or call and chat about any requests and we’ll get right on it.

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used car dealerships St John's NL
used car dealerships St John's NL
bad credit car loans St John NL

Why Work With Us?

If you Google “used car dealerships St. John’s NL” or “used trucks Newfoundland,” you’ll get a lot of results. So why should you choose 902 Auto Sales over any other vehicle dealer in the province?

Our customers notice and appreciate our many benefits, such as:

  • Payment deferrals up to six months after purchase
  • Free delivery to your door, with a full tank of gas
  • Complete pre-delivery vehicle service for all cars to ensure that your new auto is in excellent condition
  • A referral bonus of $500 for every friend or family member you refer
  • Cashback programs of up to $6000 with your loan to help you improve your credit score

Our team has the experience to help you find the best car, truck, or SUV at the right price, with the best financing offers available to you. Because of our long experience in the pre-owned vehicle industry and our strong financial connections, we can promise you quality services and a deal that will save you money over time.

Good-Credit Vehicle Loans

If you have a great Equifax credit score, we may be able to help you get financing for a pre-owned vehicle with interest rate offers as low as 0%. Just use our auto loan calculator to estimate your payment, fill out the details in our easy pre-approval questionnaire, and contact us to see if you qualify. You could order today and take delivery of your new pre-owned vehicle, complete with a warranty, tomorrow!

Bad-Credit Car Loans, St. John NL

A low credit score may cause nearly all lenders to consider you a high risk, meaning you may only be able to get financing at a high interest rate. But at 902 Auto Sales, we want to be the dealership here to help you get the best financing offers possible, whatever your financial history.

Our financial consultants will help you get approved for a trustworthy, responsible, low-interest loan. We partner with all major financial institutions in Canada, and we can work out a feasible payment plan for you. We also have a cashback program that can improve your score by lending you money. Please feel free to contact us with your needs and any questions.

No-Credit Vehicle Loans

If you are a new immigrant to Newfoundland, a temporary resident, or a recent college graduate, don’t think you can’t apply for an auto loan. Even if you have no borrowing history, you may still qualify for financing. For details, please send us a message, and our financial consultant will get back to you soon with more information.

Nonresidents and new immigrants will need to produce all necessary documents, including a Canadian driver’s license, visa, and immigration papers. Both immigrants and recent college graduates will benefit from a history of paying all debts and utility bills on time.

Trade-In Your Vehicle

Trading in your car, truck, or SUV can be a great way to lower the sale price of your new pre-owned vehicle. You’re likely to earn more by selling your used vehicle at market price, but you have to consider the extra time and effort involved. You may it’s not worth the hassle since instead, you can take care of it at the dealer with a quick, secure trade-in.

To get an estimate of your vehicle’s trade-in value, please fill out our website form, including the model year, mileage, and all relevant details. Notice that you can also upload photos to get a more accurate quote. Contact us today!

bad credit car loans St John NL
bad credit car loans St John NL
bad credit car dealerships St John's NL

Bad Credit Car Dealerships, St. John's NL

902 Auto Sales: Your Go-To Car Dealership

We guarantee quality service, an excellent price, and the best selection of pre-owned vehicles for sale in St. John’s, Newfoundland. No matter what brands or models you are interested in, our inventory has it all. We have deals on cars, trucks, and SUVs in all colours and with all sorts of features.

With 902 Auto Sales, you will always get a fair sale price and professional service from the moment you set foot on the dealership lot. We want your business, and we’re here to take care of your needs. Come by our nearest Newfoundland location, call us at (902) 706-4990, or contact us via our email address or website form. Our team will be happy to tell you about our prices and promotions, as well as answer all your questions.

No Credit? No Problem! - Check how much you qualify for

Our experienced sales team WILL guarantee you the best cars at the best rates.